Financing a property in Italy for a non Resident Person is possible but it is not a quick and easy process.

  • It is stressful and tiring because of the language barrier;

  • Few Italian banks grant a mortgage to foreign people;

  • May be required to translate your payslip and other income documents.

BestItalianLoan.com consultants have a vast indepth knowledge and over one decade of experience about mortgages for non Resident People.

With their help get a mortgage in Italy is:

Check the possibility to get a loan in Italy!

  • Simple because they deal with banks on your behalf;

  • They bring to your attention only quotes which come from banks that are able to finance you;

  • They take care of the documentation that banks require and  follow step by step the process that allows you to obtain the mortgage.

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The process to get a mortgage in Italy is composed of 6 STEPS:

  • You must identify the property you wish to buy;

  • To check if your profile has adequate finances to get a mortgage. Contact us, we do it for you;

  • You have to get a “codice fiscale” which is necessary to do the purchase proposal. Keep in mind that it is a good idea to link the “codice fiscale” to the mortgage ( in this way, in case the bank does not grant the mortgage, you have the legal right to ask back the deposit given to the seller);

  • You will need to choose the length of the mortgage and the type of rate: variable or fixed rate;

  • You will need to provide a full record of your age and income documentation needed to complete the loan application to be submitted to the bank;

  • Once the loan is approved, then you can come in Italy or appoint a proxy to complete your purchase with the mortgage.

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